Last Updated: January 2025

Privacy Policy

Your privacy is paramount at CalculatorNYC.com. This Privacy Policy details how we handle information, our browser-based calculation privacy architecture, use of cookies, and advertising practices.

1. Browser-Based Calculation Privacy

CalculatorNYC is architected around a strict client-side computing model. When you enter financial details into our tools—such as gross wages, hourly rates, pre-tax transit allowances, 401(k) deductions, rent figures, or home purchase prices—all calculations are executed exclusively within your web browser using JavaScript.

We do not collect, log, transmit, store, or sell your private salary or financial inputs on our web servers. Once you close or refresh your browser tab, your calculation inputs are discarded.

2. Information You Voluntarily Provide

The only personally identifiable information we collect is information you voluntarily submit to us. For example:

3. Automatically Collected Technical Information

When you visit CalculatorNYC.com, our web hosting infrastructure automatically logs standard, non-personally identifiable technical information commonly recorded by web servers, including:

This technical data is processed in aggregate to ensure site availability, monitor system health, prevent malicious denial-of-service attempts, and optimize performance.

4. Cookies, Local Storage & Web Beacons

A cookie is a small text file placed on your device by your web browser. CalculatorNYC may use cookies and browser local storage for:

For detailed information about cookie categories and browser management tools, please read our dedicated Cookie Policy.

5. Google AdSense & Third-Party Advertising

To keep our calculators free and accessible to everyone without requiring paid subscriptions, CalculatorNYC uses third-party advertising services, including Google AdSense.

Google and other third-party advertising vendors use cookies to serve ads based on your prior visits to this website or other websites across the Internet:

6. How Information Is Used

Information collected through CalculatorNYC is used strictly for legitimate operational purposes:

7. Data Retention & Security

We employ standard SSL/TLS (HTTPS) encryption across all pages of CalculatorNYC.com to safeguard data transmission between your browser and our servers. Any voluntary contact form communications are retained only as long as necessary to address the inquiry or fulfill audit and regulatory obligations.

8. Children's Privacy (COPPA Compliance)

CalculatorNYC is a general audience financial utility designed for adults, working professionals, and prospective renters or homebuyers. We do not knowingly collect or solicit personal information from children under the age of 13 in compliance with the Children's Online Privacy Protection Act (COPPA). If you believe a child has submitted personal details through our contact form, please contact us immediately to have it purged.

9. Applicable Privacy Rights (CCPA, CPRA & GDPR)

Depending on your state or country of residence (such as California under the CCPA/CPRA, or the European Economic Area under GDPR), you may have specific statutory privacy rights, including:

To submit a privacy rights inquiry, please use our Contact Form specifying your request.

10. Third-Party Links

Our articles, methodological explanations, and documentation may contain links to official external websites (such as the Internal Revenue Service at irs.gov, the New York State Department of Taxation and Finance at tax.ny.gov, or the MTA at mta.info). We have no control over the content, privacy practices, or policies of external websites. We encourage you to review the privacy policies of any third-party websites you visit.

11. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our operational practices, statutory privacy laws, or third-party advertising standards. The "Last Updated" date at the top of this page indicates the effective date of the current policy.

12. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please submit an inquiry through our Contact Page.